There is reason for local homeowners to be very please with this news from the City of Temecula:
CAL FIRE/Riverside County Fire Department and the City of Temecula are proud to announce that the Fire Department has achieved an ISO rating of 2 in the City of Temecula. The rating, given by the Insurance Services Office (ISO), is used by insurance companies to set premiums for residential and commercial properties. Every five years the City of Temecula is evaluated on its structure fire suppression capabilities. In 2018, the City of Temecula moved from an ISO score of 4 to a 3. This year, the City will improve again from a 3 to a 2.
ISO ratings range from 1 to 10, with 1 being the best possible rating. The ISO rating of 2 places the City of Temecula within the top 7% in the United States among over 38,000 communities rated by ISO nationwide. This high ISO rating is difficult to accomplish. The City of Temecula was able to achieve an ISO rating of 2 as a direct result of the joint relationship between CAL FIRE/Riverside County and the City of Temecula that, together, provides superior fire equipment, staffing including fire engines with four fire fighters, multiple station locations, training, public education programs, fire prevention efforts, and the community water system, among other factors.
While each insurance company independently determines the premiums it charges its policyholders, ISO ratings can significantly impact insurance rates for homeowners and businesses. Lower ISO ratings typically result in lower insurance premiums, which can save residents and businesses money. This is because most U.S. insurers – including the largest ones – use ISO rating information as part of their decision-making when deciding what business to write, coverages to offer, or prices to charge for personal or commercial property insurance.
"The new ISO score of 2 is great news for City of Temecula residents and business owners in terms of what we hope may translate into potential savings on insurance premiums for homes and businesses within the City," said Aaron Adams, Temecula City Manager. "I echo the Mayor’s gratitude to our Fire Chief and his team at CAL FIRE/Riverside County for their excellent fire protection and service to the City of Temecula."
The ISO rating of 2 for CAL FIRE/Riverside County Fire Department in the City of Temecula is effective as of July 1, 2023.